Enterprise Act 2016

An upcoming change in legislation could impact the way insurance claims are handled. The Enterprise Act 2016, which comes into effect in May 2017, looks to reduce the amount of time between the initial claim made to the insurer and the payment of sums to the insured. Part 5 of the Enterprise Act 2016, which directly references the Insurance Act 2015, now states that:

“It is an implied term of every contract of insurance that if the insured makes a claim under the contract, the insurer must pay any sums due in respect of the claim within a reasonable time.”

The act goes on to define what can be considered a “reasonable time”, which includes time to investigate and assess the claim.

At Hawkins, we take pride in our fast response and quick turnaround time. All of our offices have 24-hour telephone lines, and we can attend a scene immediately if required. We can provide a preliminary report within three days, and can work with our client’s needs to produce a full report within an agreed time frame.

If you would like to read the Enterprise Act 2016 in full, please visit www.legislation.gov.uk

Latest News

Escapes, Ingress and Flooding: Water the Causes?

12th Aug 2019

Chartered engineers Andrew Reeves and Nicola Fallowfield-Smith, both of Hawkins’ Reigate Office, recently gave a presentation to Oak Underwriting on the various types of investigation tactics Hawkins uses after a claim involving water damage. Nicola, ...

Read More

Hawkins Wins ROSPA Gold Award for Second Year!

30th Jul 2019

Hawkins & Associates has been handed a prestigious award in recognition of its practices and achievements in helping its engineers and investigators get home safely at the end of the working day.Hawkins & Associates Limited has achieved a Gold ...

Read More

Hawkins Attends FOIL Launch Event

29th Jul 2019

Last week, the Forum of Insurance Lawyers held a launch event in London for a new division of their organisation, which was created in 2018 to support the insurance and reinsurance industry in London. Sarah Hooton, Ben Adams, Adrian Ratte, Bernard Travers, ...

Read More

Hawkins Attends ICIC 2019

16th Jul 2019

Dr Nick Carey, of the Reigate Office, and Nico Zurcher, of the London Office, recently attended The International Cargo Insurance Conference (ICIC) 2019 in June at the Devere Latimer Estate Hotel in Buckinghamshire. Hawkins was one of the event sponsors ...

Read More

Celebrating Hydrometry

10th Jul 2019

On 24 June, Richard Keightley of Hawkins’ London Office attended a joint national meeting between the Chartered Institution of Water and Environmental Management (CIWEM) and the British Hydrological Society (BHS). The programme, “Celebrating ...

Read More

Contact Us

Submitting this contact form will enter your details into our contacts database and we will reply to your request as soon as possible. We will also retain your details so we may contact you from time to time. You can ask us to remove your details at any time. For details, see our Privacy Notice.